Resources
Alternatives worth studying
Christian healthcare sharing, pre-pay primary care, HSAs, and transparent cash pricing. These are starting points — read the fine print, pray, and verify state rules.
A long-running Christian healthcare sharing ministry. Members share eligible medical bills as a body of believers — not insurance.
sharing Christian families Medi-ShareFaith-based healthcare sharing through Christian Care Ministry. Popular among families seeking an alternative to conventional premiums.
sharing Liberty HealthShareA health care sharing community emphasizing personal responsibility and shared medical costs outside the ACA exchange model.
sharing Christian Samaritan MinistriesMembers pray for and share with one another directly. Strong emphasis on Christian community and transparent need sharing.
DPC pre-pay Direct Primary Care (DPC) CoalitionLearn how monthly pre-pay primary care works: no insurance middleman for routine care, predictable membership fees.
cash transparency Healthcare BluebookPrice-transparency tool for comparing fair prices on procedures — useful when paying cash or using sharing ministries.
cash surgery Surgery Center of OklahomaA well-known cash-price surgery model. Example of what happens when providers post real prices up front.
HSA pre-pay HSA / IRS — Health Savings AccountsOfficial IRS guidance on HSAs — a core tool for families pairing high-deductible or sharing models with tax-advantaged savings.
How to use this list
Compare monthly share amounts / memberships, maternity rules, pre-existing-condition waiting periods, and whether you still want catastrophic insurance or an HSA alongside sharing or DPC. This site does not enroll you in any program.